American Pacific Mortgage
Position: Loan Officer Assistant
Location: Corvallis, OR
Job Id: 1322
# of Openings: 1
Knight Financial Home Loans, a dba of American Pacific Mortgage Corporation, is the #1 ranked Mid-Valley mortgage firm in the area, and is licensed in OR, WA, CA & ID for over 15 years. Your Dreams. Our Passion. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
-Reviewing files for adherence to underwriting standards and ensuring completeness of submission.
-Contact borrower and/or mortgage broker to collect necessary documentation and act as a liaison between origination staff, underwriters, and customers.
Active MLO Licensing Required
**Encompass experience preferred but not required
-Essential Requirements Track key dates of transaction
. Maintain customer contact to ensure follow-up of loan application
. Manage client and referral partner databases Answer customer inquiries relating to locked status, and loan application status to ensure quality customer service. Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing Coordinate, create, track and distribute marketing materials Perform any other reasonable duties required by Knight Financial Home Loans or Managing Loan Officer to be performed by Loan Manager. Tasks include marketing, database management and send and collect 1003, disclosures and supporting documentation from customer for completion and signatures. Assisting through production and underwriting process. Preparing and submitting loan application to processing, resolving file issues, conversations with customers, vendors and referral partners.High level of file management and client and referral partner conversations including rate, status and qualifying issues. May perform all Loan Officer duties including, but not limited to: Acting as primary point of contact for the customer, and keeping the customer informed throughout the process Obtaining an accurate and thorough 1003. Analyzing customer's credit and financial scenario, determining appropriate loan product(s), and obtaining accurate AUS findings Disclosing initial 1003 and disclosures to customer according to regulations Collecting supporting documentation from the customer Submitting a viable loan to processing Reviewing HUD-1 to ensure fees and cash at closing are consistent with commitment to customer
LOA Level 1 2 - 5 years of experience
Knight Financial Home Loans offers an energetic and growth-oriented work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k). Knight Financial Home Loans, a dba of American Pacific Mortgage Corporation, is an Equal Opportunity Employer